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"From start to close, Debbie and Sherry were always professional, friendly, and full of useful information.....
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Debra Zimmer and Sherry Zimmer
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Real Estate Resources:
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Special Offers -
Special offers for Edgewater, Tenafly, Cresskill, Englewood and Fort Lee homeowners from Debra Zimmer and Sherry Zimmer.
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Affiliates - Debra Zimmer and Sherry Zimmer's
real estate web site affiliates.
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Monthly
Payments & Schedule - Monthly loan payments java mortgage
calculator.
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How
Much Can You Afford? - Calculate how much home you can afford with this
financial calculator.
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Determine Tax Savings -
Calculate how much your monthly Edgewater, Tenafly, Cresskill, Englewood and Fort Lee, New Jersey
mortgage payments save you on your taxes because of loan
interest.
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Should You Rent or Buy? -
Is it better to rent a home in New Jersey or
buy your own Edgewater, Tenafly, Cresskill, Englewood and Fort Lee house, ranch, luxury
property, condominium, acreage, or other real estate?
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Adjustable Rate
Mortgages - Adjustable rate Edgewater, Tenafly, Cresskill, Englewood and Fort Lee
mortgages information and interest rate java
calculator.
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What Is
Your APR? - Determine the Annual Percentage Rate (APR) for your
mortgage.
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Fixed or Adjustable Rate
Mortgage? - Use this calculator to compare a fixed rate mortgage to two
types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
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Are
Balloon Mortgages For You? - Balloon mortgage calculator. A balloon
mortgage can be an excellent option for many home buyers.
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15
vs. 30 Yr Mortgages - With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms.
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How
Much Should Your Income Be? - What income is required to qualify for a
mortgage? Use this calculator to find out.
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What's
Your Maximum Mortgage? - This calculator will help you determine your
maximum monthly housing payment and the resulting mortgage
amount.
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Will
Buying Points Save You Money? - This calculator helps you determine if
you should pay for points, or use the money to increase your down
payment.
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TripleCalc - FREE Software Download:
TripleCalc lets you compare three loans at one time for your property or other New Jersey
real estate.
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Top National
Real Estate Web Sites - Real Estate Web Sites that include some unique
sources of realty information, listings, and more.
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Ask
Anything - Ask Debra Zimmer and Sherry Zimmer anything
real estate.
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NUMBER1EXPERTS™ - List of all the
NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in
the USA and Canada with links to their personal web sites with homes for
sale.
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Real Estate
Tips - Debra Zimmer and Sherry Zimmer's realty library
of real estate tips and advice on everything from preparing your home for sale
to negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers.
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Real Estate Trivia
- Debra Zimmer and Sherry Zimmer's collection of real estate
trivia questions and answers that include real estate topics such as the most
expensive home, largest swimming pool, and more.
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Real Estate Dictionary
- Complete real estate dictionary and glossary of realty words you'll use when
you list and sell your Edgewater, Tenafly, Cresskill, Englewood and Fort Lee property in New Jersey,
including legal terms definitions, and more.
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Go to Main Sitemap
- Main sitemap sections include Find Edgewater, Tenafly, Cresskill, Englewood and Fort Lee
Homes, For Home Buyers, For Home Sellers, Edgewater, Tenafly, Cresskill, Englewood and Fort Lee
Information, Real Estate Resources, and About Debra Zimmer and Sherry Zimmer.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Making An Offer >Keeping Your Earnest Money Safe
When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?
The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.
If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.
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| Q |
What are considered the ideal conditions for a seller's market?
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| A |
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS. |
 See More Real Estate Trivia > |
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