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All agents are NOT alike! Find out why we are top Bergen County and Hudson County Real Estate Experts. Call us at 201-982-2339.
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"From start to close, Debbie and Sherry were always professional, friendly, and full of useful information.....
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Debra Zimmer and Sherry Zimmer
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For Home Buyers:
Why Buyers Choose Debra Zimmer and Sherry Zimmer - Why homebuyers looking for a real estate agents in the Fort Lee, Tenafly and Edgewater area choose Debra Zimmer and Sherry Zimmer. Latest Listings - Get the latest scoop on homes for sale in Fort Lee, Tenafly and Englewood Cliffs. Find Your Perfect Home - Debra Zimmer and Sherry Zimmer will search for your ideal home and email you the newest Fort Lee, Tenafly and Edgewater MLS listings of properties in Bergen County NJ. First Time Homebuyers - Are you a first time homebuyer in Fort Lee, Tenafly and Edgewater, NJ? Choose a top real estate agents. Debra Zimmer and Sherry Zimmer can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Fort Lee, Tenafly and Edgewater house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Fort Lee, Tenafly and Edgewater Homes, For Home Buyers, For Home Sellers, Fort Lee, Tenafly and Edgewater Information, Real Estate Resources, and About Debra Zimmer and Sherry Zimmer.
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
What document must lenders provide within three days of receiving your application for financing?
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| A |
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan. |
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