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Town Name: |
Closter |
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City Hall: |
Closter Borough Hall |
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Address: |
295 Closter Dock Road, Closter NJ 07624 |
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Phone Number: |
201-784-0600 |
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Government: |
Mayor and Council |
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Type: |
Borough |
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Population: |
8383 |
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Land Area: |
3.2 square miles |
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Persons Per Sq Mile: |
2620 |
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Distance to NYC: |
14 miles |
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Website: |
http://www.closterboro.com/ |
| Parks and Recreation: |
Director James Oettinger, 201-750-9507 Boy Scouts, 201-784-8953 Girl Scouts, 201-767-3586 Closter Swim Club, 201-768-1266 Athletic Programs: Tennis, Ice Skating Facilities Nature Center with Nature Program, Arts & Crafts, 201-750-2778 Part time Recreation Director is Employed 25 Acres of Conservation Area, 4 local parks, 5 public playgrounds, 4 athletic fields, 1 private swimming pool. Movie Theater, 201-768-8800 |
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| Town History: |
| Indians of the Lenape Tribe occupied the land now called Closter. They were displaced by the Europeans, predominately the Dutch. For 200 years Dutch was the common language. English was not taught until 1770. Most of the Colonial architecture in the Hudson River Valley was Dutch in origin and over 20 of these original homes still remain and are still used by Closter residents. No other town in Bergen County boasts so great a concentration of houses built in or prior to 1740. In 1904, Borough of Closter was incorporated and present town boundaries were established encompassing 3.31 square miles with 150 acres of reservoirs and streams. |
| Public Schools |
Board of Education: 201-768-3001, Located at 340 Homans Avenue Superintendent of School: 201-768-3001, Jeffery Feifer, Located at 340 Homans Avenue Hillside School: 768-3860, Located at 340 Homans Avenue Tenakill Middle School: 201-768-1332, Located at 275 High Street Northern Valley Regional High School, 201-768-2200, Located at 162 Knickerbocker Road |
| Utilities and Services |
| Water: |
Hackensack Water Company |
| Gas & Electric: |
P.S.E.&G/Rockland Electric |
| Health: |
Pascack Valley Hospital |
| Sanitation: |
DPW: 201-784-0753. Wednesday curbside pickup for recycling. Trash/household garbage collection twice a week. Recycling Program includes: glass, aluminum, bi-metal cans, metal, plastic, cardboard, paper, magazines, grass, leaves, etc. |
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Town Name: |
Demarest |
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City Hall: |
Demarest Borough Hall |
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Address: |
118 Serpentine Road, Demarest NJ 07627 |
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Phone Number: |
201-768-0167 |
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Government: |
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Type: |
Borough |
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Population: |
4845 |
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Land Area: |
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Persons Per Sq Mile: |
|
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Distance to NYC: |
22 miles |
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Website: |
http://www.demarestnj.net/ |
| Parks and Recreation: |
A part-time recreation director is employed. Facilities include 2 outdoor ice skating rinks and 1 public playground. |
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| Town History: |
| Demarest, only 2.5 square miles, a small affluent, friendly bedroom community just 8 miles from the G.W.B., nestled around the Tenafly Brook Duck Pond and the 19th century railroad station. It is bordered on the north by Closter, the south by Cresskill, the west by Haworth and the east by Alpine. Most new residents are professionals or business executives who like the small town charm, peaceful atmosphere, fine schools, and the simple commute to NYC. |
| Public Schools |
Board of Education: 201-768-6060, Located at 568 Piermont Road Superintendent of Schools: 201-768-6060
County Road School (k-2): 201-768-6256, Located at 130 County Road Luther Lee Emerson School (3-5): 201-784-2084, Located at 15 Columbus Road Demarest Middle School: 201-768-6060, Located at 568 Piermont Road Northern Valley Regional High School: 201-768-3200, Located at 150 Knickerbocker Road
Parochial Schools: St. Joseph's R.C. School, 201-768-5534 Academy of the Holy Angels, 201-768-7822
Special Education: Child Study Team: 201-768-6060
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| Utilities and Services |
| Water: |
Hackensack Water Company |
| Gas & Electric: |
P.S.E. & G./Rockland Electric |
| Health: |
|
| Sanitation: |
Miele Sanitation (201) 768-3818. Garbage - curbside pickup twice a week. Mondays - curbside pick up (maximum 2 receptacles). Thursdays - curbside pick up only (maximum of 6 receptacles). 1st/3rd Wednesdays - bottles and cans. 2nd/4th Wednesdays - paper. |
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
|
| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
See More Real Estate Trivia > |
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